info@asianallianceusa.com
888 850 8733

SOLUTIONS

FOR MIDDLE AMERICA

One Product, Multiple Solutions

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We understand that our clients need to know the time,
not how the clock works

Our main goal is to design the plan to supplement your retirement income coupled with a
Plan B just in case of premature death and serious illness or disability in between.

Indexed Universal Life

A SIMPLE PRODUCT, MULTIPLE SOLUTIONS

IUL with Living Benefits Product provides a solution to all 3 problems in life. Die too Early, Live Too Long and Serious Illness In between. If designed properly.

FEATURES

Living benefits, tax deferred cash value accumulation, permanent policy, up-side market potential and down-side market protection, flexible death benefit and flexible premium.

  • Cash value grows based on an interest crediting strategy that is tied to changes in a market index such as the S&P 500.*
  • Downside protection through minimum guarantees to ensure that your cash value will not decline due to decreases in the index.

BENEFITS

Permanent protection/Death benefit up to your 100- 120th -year Birthday. Product can be designed to replace your future potential income, pay-off your mortgage balance, settle a debt or create cash for legacy. The other benefit is that you will be able to accumulate Tax-Deferred cash value in your policy to supplement future financial goals such as Retirement income, support children’s higher education, create a capital for a business, advance payment for a house, remodel or renovate your house or use cash value for vacation. The policy will guarantee you to match the Indexes market gain ( S&P 500 or NASDAQ 100)as interest to your cash value with a cap or un-caped (Example: maximum gain of 12%) It will also provide you “Down-Side Protection.(Example: if the Indexes has a negative growth, you will not lose money in your cash value account) if you’re critically, chronically or terminally ill, you will have access to a portion of the DEATH BENEFIT, A qualified health event.

We Also Offer Other Financial Products