Buy – Sell

Buy-sell agreement protects a business if the owner were to die, become sick or disabled, or if they elected to terminate their employment early or retire.

Key Person – Goodwill Protection

Key person coverage is life insurance purchased by a business on a owner or an employee whose service contributes substantially to the success and continuity of the business. Insurance is in place to protect the business from the loss of a key person.

Split-Dollar

Split-dollar arrangements are a way for a business to help the business owner or key employee to acquire permanent life protection with tax benefits.